Critical-illness coverage helps insure your family’s financial well-being following the diagnosis or treatment of an illness deemed critical. Some of these illnesses include: Invasive Cancer, Heart Attack, Stroke, End-Stage Renal Failure, Major Organ Transplant, Terminal Illness, Advanced Alzheimer’s Disease, Loss of Independent Living, Loss of Limbs, Major Burns, Paralysis, Coronary Bypass Surgery, Heart Valve Replacement/Repair Surgery, Aortic Surgery and Angioplasty.